Minimum Credit Score To Rent Apartment
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What Credit Score Do You Need To Rent An Apartment Insanely High
Anything above 750 is generally considered an excellent credit score.
Minimum credit score to rent apartment. But dont worry if you havent hit magic number 850. Breaking down a credit score. Generally speaking the higher the rent the better credit youll need. If you research this further online youll likely find mentions of landlords wanting minimum credit scores of 600 or 620.
Landlords or property management companies want reassurance that you can pay your rent on time and youre responsible. Your employment history will be on file and you might be asked to provide your gross income as well because the last thing a landlord wants is for their residents to be spending more than what they can afford on rent. A credit score can range from 300 to 850. When your credit report is pulled for the apartment its considered a soft pull and will not drop your fico score like a hard pull does.
Though there are no formal minimum credit score requirements for apartment rentals the njmsc. Generally a credit score in the low 600s is the minimum score for tenants hoping to rent. Landlords in these desirable markets may sometimes even require a minimum credit score to be able to rent in their buildings. Its more like a background check.
